There.re certain things you’ll need for non-bank lenders, including: Connection to your business bank account, or paper bank statements for certain lenders Financial statements typically for larger loan sizes Another advantage to working with on-line lenders is the quickness of their review process. We can help with our easy on-line applications for small business loans. Customer Notice: mayday advances should be used for short-term financial needs only, not as a long-term financial solution. However, they also have much higher approval rates and can provide funding far quicker than traditional lenders. Do I need collateral to get a small business loan? Securities are offered by Capital One Investing, LLB, a registered broker-dealer and Member FINRA / sic . Credit products are subject to credit approval. Consider trying your own bank first, especially if you have a long, responsible relationship with that lender. Our business financing products include small business loans that may be used for any business expense, even if you just need an influx of capital to boost your cash flow.